Investor economics · Assumptions checked July 27, 2026

Know what every dollar earns—and what every report costs.

This page exposes the operating assumptions behind InstaSeer: subscription revenue, credit utilization, data-provider costs, payment fees, AI usage, acquisition efficiency, break-even, burn, and runway.

Economic snapshot

The downside ceiling is visible before scale.

Maximum-entitlement margin assumes every monthly or annual credit is consumed at the current Apify Starter result rate. It is a stress case, not a forecast, and excludes fixed operating costs, refunds, tax automation, AI, support, and acquisition.

Free-user ceiling $0.12

Maximum provider cost for one free user consuming all 50 monthly credits.

Paid-plan stress margin 54–56%

Monthly plan contribution after maximum provider usage and standard Stripe Payments + Billing fees.

Margin lever Utilization

Actual gross margin improves when customers use less than their full monthly entitlement.

Scale lever Provider tier

Apify result rates step down from Starter to Scale and Business tiers.

Maximum monthly entitlement

Plan-level downside unit economics

Excludes shared fixed costs
Plan Revenue Credits Provider Stripe Contribution Margin
Creator$9.001,500$3.45$0.62$4.9354.7%
Plus$29.005,000$11.50$1.34$16.1655.7%
Pro$99.0018,000$41.40$3.86$53.7454.3%

Stripe assumption: 2.9% + $0.30 for domestic online cards plus 0.7% Billing volume. Provider assumption: $2.30 per 1,000 results on Apify Starter. Results and credits are modeled 1:1.

Maximum annual entitlement

Annual-plan downside

12 credit grants
PlanAnnual revenueProviderStripeContributionMargin
Creator$90$41.40$3.54$45.0650.1%
Plus$290$138.00$10.74$141.2648.7%
Pro$990$496.80$35.94$457.2646.2%

Annual pricing gives two months free while credits renew for all 12 months, so maximum-utilization margin is lower than monthly billing.

Maximum pack consumption

One-time pack downside

No expiry
PackRevenueProviderStripeContributionMargin
5K$29$11.50$1.14$16.3656.4%
20K$99$46.00$3.17$49.8350.3%
100K$499$230.00$14.77$254.2350.9%

Pack economics use Stripe Payments only. Unredeemed packs may create a deferred-revenue or contract-liability question for the company’s accountant.

Editable operating model

Stress-test the business, not the pitch.

Change any input. All monthly revenue, cost, margin, acquisition, and runway outputs update instantly. The starting scenario is illustrative, not a company forecast.

Load a scenario
01 Customers & revenue
02 Usage & variable cost
03 Payments & risk reserves
04 Operating cost, growth & cash
Modeled monthly operating result $0

Before income tax and capital expenditure

Subscription MRR$0
Annualized recurring revenue$0
Total monthly revenue$0
Paid customers0
Provider bill$0
Payment + risk cost$0
AI cost$0
Gross profit$0
Gross margin0%
Operating cost$0
CAC$0
Contribution LTV$0
LTV : CAC
CAC payback
Break-even paid users
RunwayProfitable
Revenue$0
Variable cost$0
Fixed + growth$0
Model treatment

Annual subscriptions are normalized to monthly-equivalent recurring revenue, and their $0.30 charge fee is spread over 12 months. Credit-pack revenue is treated as current-month revenue and pack COGS as current-month consumption; formal accounting may defer unredeemed pack revenue. Provider billing uses the greater of the editable monthly floor or calculated usage.

Calculation glossary

How every investor metric is calculated.

The page uses contribution economics for acquisition metrics and keeps operating expenses below gross profit, so margin quality is not blurred by presentation.

Subscription MRR
Monthly customers × monthly price + annual customers × annual price ÷ 12
ARR
Subscription MRR × 12. Credit-pack sales are excluded because they are not recurring.
Gross profit
Total revenue − provider − payment fees − AI − refund, dispute, and tax-automation reserves
Gross margin
Gross profit ÷ total revenue
CAC
Monthly marketing spend ÷ new paid customers acquired that month
Contribution LTV
Monthly subscription contribution per paid customer ÷ monthly paid churn
CAC payback
CAC ÷ monthly subscription contribution per paid customer
Operating result
Gross profit − infrastructure − payroll − support − professional fees − software − marketing
Break-even paid users
Non-paid monthly burden ÷ weighted subscription contribution per paid customer
Runway
Cash balance ÷ monthly operating burn. A profitable scenario has no modeled burn runway.

Cost stack

Every cost belongs in one of four buckets.

Investor analysis should avoid calling every expense “COGS.” The distinction changes gross margin, operating leverage, and valuation quality.

01 · Variable COGS

Costs that grow with reports

  • Apify result events
  • Stripe Payments and Billing
  • AI token usage
  • Refund and dispute reserves
  • Tax automation when enabled
02 · Platform floor

Costs required to stay live

  • Apify plan minimum
  • Vercel hosting
  • Neon database
  • Email delivery
  • Domain, DNS, monitoring
03 · Operating expense

Costs required to operate safely

  • Founder and employee compensation
  • Support and contractors
  • Legal, bookkeeping, and tax filings
  • Insurance and software
  • Security and compliance work
04 · Growth capital

Costs intended to create growth

  • Paid acquisition tests
  • Partnerships and creator programs
  • Content and SEO production
  • Sales experiments
  • Provider redundancy and new platforms

Current vendor assumptions

Rates are linked to primary sources.

Vendor pricing changes. The calculator keeps the critical assumptions editable; the links below were reviewed July 27, 2026.

Investor diligence

The model is only as credible as the evidence behind it.

Before investing, request monthly cohorts and invoices—not only a forward projection. These are the questions the company should be able to answer.

Demand

Is activation repeatable?

Free signup → live report → second report → paid conversion, segmented by acquisition channel and cohort.

Retention

Does usage become a habit?

Logo churn, gross revenue retention, annual renewal, credit utilization, and report frequency by plan.

Margins

Do invoices match the model?

Provider events, payment fees, AI tokens, refunds, support time, and gross margin reconciled monthly.

Acquisition

Can growth pay back?

Blended and paid CAC, contribution LTV, payback period, channel saturation, and organic share.

Supply risk

What if a provider changes?

Provider concentration, data completeness, failure rate, cache efficiency, fallback coverage, and terms-of-service risk.

Product risk

What is promised vs shipped?

Saved workspace rollout, platform coverage, export reliability, security posture, and support commitments.

Financial control

Are liabilities captured?

Unused credit packs, annual prepayments, taxes, refunds, chargebacks, contractor commitments, and deferred revenue.

Capital plan

What milestone does cash buy?

Amount raised, monthly burn, runway buffer, hiring sequence, target ARR, margin target, and the next financing trigger.

Important disclosure

A decision model, not audited financial statements.

This public page is an illustrative operating model and is not an offer to sell securities, investment advice, a valuation, or a company forecast. It excludes income tax, jurisdiction-specific compliance, insurance, capital expenditure, foreign-card fees, and any negotiated vendor terms unless entered manually. Confirm assumptions against contracts, invoices, cohort data, and professional accounting advice before making an investment decision.